According to Wikipedia, an autopilot is a system used to control the path of an aircraft, car, marine craft, or spacecraft without requiring constant manual control by a human operator. Tesla has chosen that unfortunate name for its vehicle guidance system. While automated capabilities are intended to assist drivers, a system named Autopilot can mislead […]
You may wonder whether you will lose your life insurance policy if you file for Chapter 7 or Chapter 13 bankruptcy. This depends on the kind of life insurance and bankruptcy exemptions you have. Life insurance comes in two forms: term life and whole life. Whole life insurance policies have a cash surrender value. This
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A real estate seller is expected to convey a clear title at closing. That means that the title is not subject to any liens and is free and clear. If for example, the seller has a mortgage, s/he will request a payoff statement from the lender and that loan will be paid off at closing
It is critical for landlords to identify within their residential leases all persons who are permitted to occupy the premises. Otherwise, the tenant could create an overcrowding situation for which the landlord could be liable. Or the landlord may have to deal with an unauthorized tenant. For this reason, also, it is crucial for a buyer
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Motorcycles offer minimal protection and therefore the probability of a fatality is far greater than an accident involving a car or truck. Safe operation of a motorcycle requires skill and attention to weather and road conditions. Motorcyclists need to ride defensively and wear proper protection, including a helmet. Approved helmets help to prevent brain injury
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During our first consultation, we will review the steps needed to file for bankruptcy in New Jersey. These include: Determine what kind of bankruptcy to file. For consumers, the choices are Chapter 7 and Chapter 13. If you have minimal assets, you should be able to wipe out most if not all of your debts
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The New Jersey Prompt Payment Act requires that an owner pay its contractor within 30 days of full performance of the construction contract and approval of the billing. Similarly, a subcontractor must be paid by the general contractor for work completed and approved by the owner or the general contractor within 10 calendar days of
NEW JERSEY PROMPT PAYMENT ACT REVISITED Read More »
The New Jersey Open Public Records Act (“OPRA”) allows a buyer or seller to request documents from a municipality and other governmental entities that may provide important information about a property that is being sold or purchased. Under OPRA, a governmental entity must provide most documents for inspection, copying or examination in response to a
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It has been a tough couple of years for New Jersey landlords due to COVID related rules and restrictions imposed by the government. The scheme permitted working tenants to remain in their apartments without paying rent for 18 months, and then prevented their landlords from evicting them for non-payment of rent. At the same time,
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Our State always places in the top 10 nationally for pedestrian fatalities. This is based on annual Federal traffic statistics. There were 191 pedestrian deaths reported in New Jersey in 2020, a 9 percent increase from 2019. Some attribute this sharp increase to the pandemic. No doubt that our State has a high density of cars, trucks,
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Charles D. Whelan III has been committed to excellence for over 30 years. With offices located centrally in New Jersey, he is able to provide businesses and individuals with excellent legal services.
