I receive many calls from homeowners complaining about home improvement contractors. Typically the contractor has all the money and the job is 20% completed. Initially, it makes sense for a homeowner to have an attorney review a home improvement contract before signing it. It amazes me that someone would agree to a $100,000.00 transaction without …
After a car crash, you may be suffering a great deal of pain and limitations in your day to day activities. And if the other driver is at fault, you understandably want to be compensated for that by his insurance company. Typically, your post accident medical treatment will demonstrate the degree and persistence of your …
According to Wikipedia, an autopilot is a system used to control the path of an aircraft, car, marine craft, or spacecraft without requiring constant manual control by a human operator. Tesla has chosen that unfortunate name for its vehicle guidance system. While automated capabilities are intended to assist drivers, a system named Autopilot can mislead …
You may wonder whether you will lose your life insurance policy if you file for Chapter 7 or Chapter 13 bankruptcy. This depends on the kind of life insurance and bankruptcy exemptions you have. Life insurance comes in two forms: term life and whole life. Whole life insurance policies have a cash surrender value. This …
A real estate seller is expected to convey a clear title at closing. That means that the title is not subject to any liens and is free and clear. If for example, the seller has a mortgage, s/he will request a payoff statement from the lender and that loan will be paid off at closing …
It is critical for landlords to identify within their residential leases all persons who are permitted to occupy the premises. Otherwise, the tenant could create an overcrowding situation for which the landlord could be liable. Or the landlord may have to deal with an unauthorized tenant. For this reason, also, it is crucial for a buyer …
Motorcycles offer minimal protection and therefore the probability of a fatality is far greater than an accident involving a car or truck. Safe operation of a motorcycle requires skill and attention to weather and road conditions. Motorcyclists need to ride defensively and wear proper protection, including a helmet. Approved helmets help to prevent brain injury …
During our first consultation, we will review the steps needed to file for bankruptcy in New Jersey. These include: Determine what kind of bankruptcy to file. For consumers, the choices are Chapter 7 and Chapter 13. If you have minimal assets, you should be able to wipe out most if not all of your debts …
The New Jersey Prompt Payment Act requires that an owner pay its contractor within 30 days of full performance of the construction contract and approval of the billing. Similarly, a subcontractor must be paid by the general contractor for work completed and approved by the owner or the general contractor within 10 calendar days of …
The New Jersey Open Public Records Act (“OPRA”) allows a buyer or seller to request documents from a municipality and other governmental entities that may provide important information about a property that is being sold or purchased. Under OPRA, a governmental entity must provide most documents for inspection, copying or examination in response to a …
Charles D. Whelan III has been committed to excellence for over 30 years. With offices located centrally in New Jersey, he is able to provide businesses and individuals with excellent legal services.
