In 2014, our truck driver client “Danny” was involved in a collision which caused personal injuries and collision damage to another driver and her vehicle. At that time, he reported the accident to the lessee company to which he had leased the vehicle for commercial hauling purposes. Unfortunately, without counsel, Danny was unable to confirm coverage for the accident, although he was being charged for insurance consistently. He also had his own “bobtail” coverage for his tractor so long as it was not pulling a trailer (and therefore not available as coverage for this particular accident). Danny’s troubles were exacerbated by the fact that he is an immigrant with limited English communication skills.