The concept of merger in real estate law is a tricky one but important for real estate investors to understand. Before the advent of municipal zoning, a property owner could divide a large tract of land into individual lots simply by having an engineer or surveyor prepare a map showing a grid of dividing lines
The Doctrine Of Merger Explained Read More »
It may be that you are behind on your credit card payments, a little or a lot, because you were out of work, or involved in a divorce. When the creditor refers your account for collection, it may just be a short while before it is turned over to an attorney to file suit against
Settling Your Credit Card Debts Read More »
In a recent New Jersey Federal court decision, the judge dismissed the claim of an auto accident plaintiff for punitive damages where he was seriously injured due to a vehicular collision. Punitive damages are meant to punish a civil wrongdoer and to deter similar conduct in the future. They are awarded in addition to compensatory
No Punitive Damages In Turnpike Car Crash Read More »
For all mortgage applicants after October 3, 2015, the Closing Disclosure form will answer many common questions and give protection as to essential terms. This five page document must be given to borrowers at least three days prior to closing. By comparing the Closing Disclosure to the Loan Estimate received by applicants when they applied
Closing Disclosures: A Big Help For Homebuyers Read More »
Under New Jersey law, in every residential tenancy, there is an implied warranty of habitability. This means that the landlord must provide a habitable apartment or house for the tenant. Due to this warranty, tenants have specific rights in the event that an eviction proceeding is commenced against them. In some instances, the tenant will
What is a Marini Hearing? Read More »
If you have a life insurance policy and are considering a Chapter 7 or Chapter 13 bankruptcy, you need to seek legal counsel to see how that policy would be affected. If the life insurance policy is an unmatured term policy, then it would not be affected by the filing of a bankruptcy petition. Any periodic life insurance premium which
How Does Bankruptcy Affect Life Insurance Policies? Read More »
These Winter Driving Tips From AAA May Save Your Life and Avoid An Accident. Severe weather can be both frightening and dangerous for automobile travel. Motorists should know the safety rules for dealing with winter road emergencies. Motorists need to be cautious while driving in adverse weather. The following winter driving tips are recommended: Avoid
Winter Driving Tips Read More »
If someone has co-signed a debt of yours and you file for bankruptcy, your co-signer may be affected. That could be a parent, a sibling or friend whom you do not want to hurt. We need to consider the different impacts of the two main consumer bankruptcy chapters upon the co-signer. If you file in
Should I File for Bankruptcy If I Have A Co-Signer? Read More »
In a purchase transaction I handled last year, the new survey showed that the house being purchased was more than two feet onto the neighbor’s property. As a condition of proceeding with the closing, I required the seller to obtain a written easement from the neighbor permitting the encroachment to remain, running with the land.
Resolving Boundary Disputes Read More »
Most people are well aware from personal experience about landlord-tenant relationships. Parties enter into a written lease providing for payment of a monthly rent and security deposit and containing the rights and responsibilities of the parties during the tenancy. Then if a tenant fails to pay rent, the landlord may file an eviction action in the Special Civil
What is Ejectment? Read More »
The Whelan law firm has been committed to excellence for over 30 years. With offices located centrally in New Jersey, we are able to provide businesses and individuals with excellent legal services.
