New Jersey automobile owners receive coverage for medical expenses incurred in the event of injuries sustained in a car accident through the personal injury protection (PIP) portion of their automobile insurance policy.
A company obtained a home through foreclosure and had it inspected. The inspector noted moisture stains but did not note what the stains were. The company contracted to sell the property to buyers who agreed in the contract that the property was being sold in “as is” condition.
In a recent Appellate Division decision, the court considered the claim of an auto accident victim who had caught a ride with a fellow member of a non-profit charitable arts organization. The organization arranged for percussion instrument performances and competitions for its members. It would inform the members of the time, date and location of rehearsals and performances and provided directions.
A creditor seeking to collect a judgment has many options. It can levy on a bank account, garnish the debtor’s wages or seek to sell any real estate owned by the debtor. However, there are rules and limitations on that process.
From our experience, we know that people file for bankruptcy for a number of reasons. Unemployment, death of a spouse, a costly illness or a divorce all may lead people to decide that bankruptcy is their best course of action.
There are a number of fallacies that people have about filing for Chapter 13 and Chapter 7 bankruptcy.
